Why the Canadian Dollar Is Falling Against Safe Haven Currencies Despite Gains vs the U.S. Dollar (Expert Insights 2025)

Canadian dollar falling against major currencies amidst global uncertainty

📍 A Tumultuous Time for the Canadian Dollar

Have you noticed how the Canadian dollar seems to be behaving oddly lately?
While it’s gaining ground against the U.S. greenback, it’s simultaneously tumbling against currencies like the Swiss franc and the Japanese yen. Strange, right? Let’s dive into why investors are fleeing to safer waters and what this could mean for Canada’s financial future.


💱 The Loonie’s Paradox: Gaining and Falling Simultaneously

Karl Schamotta, chief market strategist at Corpay Currency Research, points out that while the loonie is up 4.1% against the U.S. dollar, it’s lost:

  • 4.4% against the Swiss franc
  • 2.3% against the Japanese yen
  • 2% against the euro

Why?
Because despite being a respected economy, Canada is deeply tethered to U.S. demand and global risk sentiment.


🌍 Safe Haven Currencies Are Winning the Race

Currencies like the Swiss franc and Japanese yen thrive in uncertain times.
These countries:

  • Have robust legal systems
  • Hold strong net international investment positions
  • Are seen as global lenders

Canada?
It ticks the first two boxes but still relies heavily on U.S. trade. Hence, investors see better security elsewhere.

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📊 Tariff Wars, Market Panic, and the Role of Trump

When former President Trump launched his tariff attacks, global markets entered chaos.
The U.S. Dollar Index plunged 9% in a year, opening up gaps for other currencies.

Kyle Chapman of Ballinger Group noted that:

  • Swiss franc and yen surged instantly
  • The euro also benefited as an alternative to the dollar

Interestingly, the Canadian dollar did outperform many emerging market currencies, like:

  • Colombian peso (+6.2% gain)
  • Brazilian real
  • South Korean won

🚀 Why the Canadian Dollar Still Shows Resilience

Despite the tumble against havens, the loonie isn’t entirely down:

  • It’s doing better than most Asian and Latin American currencies.
  • It has “outperformed expectations” considering falling oil prices and stock market slides.

Nick Rees from Monex Europe attributes this to Canada “dodging” major tariff blows and maintaining a safer profile compared to direct U.S. exposure.


🔮 The Future of the Canadian Dollar: What Lies Ahead?

If global markets worsen, history tells us that the U.S. dollar will likely regain strength — and the loonie could suffer further.

Key takeaways:

  • If the U.S. economy tanks, expect the Canadian dollar to fall harder.
  • If Canada continues to sidestep tariff chaos, the loonie may find new strength.

📣 Conclusion: Your Next Move?

The Canadian dollar’s story is a thrilling rollercoaster of risk, resilience, and reliance.
Will it continue dodging bullets or stumble in the next global shock?

🔔 Tell us in the comments:
Do you think the loonie will strengthen or weaken in the coming months?
Share this article with your friends and keep the conversation going!

Data Source and Image Credits: financialpost

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